How the Search for Your New Home Unfolds
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· Get pre-qualified with a Mortgage Broker or Financial Lender
· View homes with me
· Select a home that meets your specific needs and requirements
· Meet with me to complete a Contract of Purchase and Sale
· I will present your offer and negotiate any counter-offers on your behalf
· If an offer is accepted, begin the process of removing your subject conditions.
Typical conditions for benefit of buyers include:
1. Home Inspection
2. Arranging for suitable financing
3. Receiving and approving Title Search
4. Receiving and approving a Property Disclosure Statement
5. Obtaining approval for fire insurance
a) Negotiate major repairs (if required) with Seller, remove Home Inspection condition
b) Complete loan procedures with financial institution
c) Possible request for additional information from financial institution including appraisal
d) Final approval from financial institution, removal of condition
e) Contact insurance company and obtain approval, removal of condition
f) Obtain lawyer or notary to receive documents for conveyance
g) Documents sent to lawyer/notary from lender and real estate company
h) Appointment with lawyer/notary to review statement of adjustments and payment of the same
i) Title documents are transferred and registered in Land Titles Office
j) Possession date – Welcome Home!
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Home For You
Once you've been pre-qualified and know what price range you can afford, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.
My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
For more information, please call me at 604-773-3599 to arrange an appointment to discuss your personal requirments |